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via fastcompany.comBusiness & Companies

A $100,000 Mortgage Can Be Harder to Get Than a Much Bigger One

FROM THE WIRE · FASTCOMPANY.COM

Many mortgage costs don't shrink along with the size of the loan, giving lenders less incentive to originate smaller mortgages.

Read at the source ↗
MARKET IMPACTNEUTRAL✦ News Impact agent estimateTone: neutralAn analysis of mortgage cost structure explaining why smaller loans are less profitable for lenders.AI-generated summary
✦ IN BRIEF · AIAI-generated summary
  1. 01Many mortgage costs do not shrink proportionally with loan size.
  2. 02Lenders have less incentive to originate smaller mortgages.
  3. 03This dynamic creates access barriers for borrowers seeking smaller loan amounts.

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