Small Mortgages Are Disappearing, Even as Federal Policy Targets Barriers to Access
FROM THE WIRE · FINANCE.YAHOO.COM
Share of mortgages under $100,000 has fallen from more than 12% of originations in 2013–14 to less than 3% in 2025 and 2026 AUSTIN, Texas, Oct. 7, 2026 /PRNewswire/ -- Mortgages with principal balances of $100,000 or less are becoming increasingly scarce, limiting financing…
Read at the source ↗MARKET IMPACTNEUTRAL✦ News Impact agent estimateTone: expected bearishReport on real estate market trend: decline in mortgages under $100k reflects both scarcity of low-priced homes and structural barriers.AI-generated summary
✦ IN BRIEF · AIAI-generated summary
- 01Mortgages under $100,000 have fallen from over 12% of originations in 2013-14 to less than 3% in 2025-26.
- 02Homes sold for $150,000 or less have collapsed from 36.7% in 2013 to 8.8% in 2026.
- 03The decline reflects both scarcity of low-priced homes and persistent barriers to originating smaller loans.