Stable Money secures $25M funding to expand fixed income platform

Bengaluru-based fintech Stable Money has raised $25 million in an equity financing round led by Peak XV Partners, with participation from Fundamentum, Z47, and RTP Global, according to Reuters. The funding will help the startup enhance its fixed-income investment platform, scale operations, and broaden its reach among retail and institutional investors.

The successful raise reflects growing investor confidence in Stable Money’s approach to simplifying access to traditionally complex and fragmented fixed-income products. The company’s platform offers users the ability to invest in government securities, corporate bonds, and other low-risk instruments through a digital interface, making savings more transparent and accessible.

Bengaluru-based startup raises capital from Peak XV Partners and others

Stable Money plans to allocate the new capital toward technology improvements, customer acquisition, and product diversification. The company aims to strengthen its algorithmic tools to optimize investment decisions and improve portfolio management for users, ensuring faster execution and better risk-adjusted returns.

Expanding its user base is another key focus. Stable Money seeks to reach a broader segment of investors, particularly first-time and risk-conscious individuals, while also deepening relationships with institutional clients. Participation by Peak XV Partners and other backers underlines confidence in the startup’s ability to scale efficiently and deliver measurable returns in India’s growing wealthtech sector.

Investors see Stable Money as filling a gap in the market, where fixed-income products have historically been underserved by technology platforms. The startup’s approach, which combines automation, analytics, and accessibility, differentiates it from equity-focused fintechs and positions it to attract capital from both retail and professional investors.

Stable Money and trends in fixed income investing

India’s wealthtech ecosystem has seen rapid growth, yet digital solutions for fixed-income investments remain limited. Stable Money addresses this gap by offering a centralized platform for low-risk assets, enhanced by data-driven insights and a user-friendly experience.

Institutional investors’ participation in this round reflects a broader trend of backing fintech companies that cater to stable, recurring revenue products rather than purely high-growth, high-risk segments. The startup’s focus on fixed-income investing aligns with rising demand for predictable returns among both retail and professional investors, especially amid market volatility and fluctuating interest rates.

The company’s previous funding rounds laid the groundwork for technology development and initial market penetration. With this latest equity infusion, Stable Money is positioned to expand its presence beyond major urban centers and reach smaller cities, helping more investors access structured, reliable investment options.

The $25 million funding round strengthens Stable Money’s position in the Indian wealthtech market. By investing in technology, user education, and distribution, the company aims to become a leading platform for fixed-income investments in India.

With strong backing from Peak XV Partners and other institutional investors, Stable Money is well-positioned to continue growing its portfolio, expand access to low-risk investment products, and deliver value to both retail and professional investors. The round reflects the increasing interest in fintech solutions that combine accessibility, transparency, and stability in wealth management.