UniCredit’s record run continues with €2.6 billion Q3 profit

The group led by Andrea Orcel beats expectations and is on track to close the best year in its history, with rising profits and generous shareholder payouts.

UniCredit continues its record-breaking run. In the third quarter of 2025, the bank reported a net profit of €2.6 billion, exceeding analysts’ forecasts. Over the first nine months of the year, total profits reached €8.7 billion — up 13% compared to the same period in 2024.

For 2025, the group expects to distribute at least €9.5 billion to its shareholders, including €4.75 billion in dividends. An interim cash dividend of €2.2 billion — equal to €1.4282 per share — has already been announced and will be paid on November 26.

By the end of October, UniCredit will also launch the final tranche of its €1.8 billion share buyback program, completing the shareholder remuneration plan for the current year.

Chief Executive Officer Andrea Orcel confirmed guidance for a full-year net profit of around €10.5 billion for 2025, stressing that the bank is “on track to deliver the best year in its history.” Orcel added that, thanks to the accelerated strategy and efficient use of excess capital, UniCredit has further strengthened its growth trajectory, consolidating its position as a sector leader in profitability and shareholder returns.